Advisor Program Terms

These terms govern participation in the WESTMERE Advisor Network. Advisor access is country-gated. Some countries are open for Advisor activity, while others accept applications to a country waitlist until payout, compliance and operating requirements are ready.

Participation is non-exclusive and does not authorize an Advisor to bind WESTMERE, change product terms, make guarantees, collect customer funds, or represent that they are an employee, agent with contracting authority, or legal representative of WESTMERE.

Advisors earn commissions only from eligible, completed customer sales attributed under WESTMERE tracking rules. No commission is paid for recruiting another Advisor, buying an Advisor plan, or merely generating an application. Commission eligibility can depend on certification, attribution, settlement, refund and dispute status, fraud checks, the applicable hold period, and an available payout route.

Referral and inbound activity is the default rollout model. Advisors may use approved referral links and materials and may respond to prospects who have requested interaction. Cold telephone, unsolicited electronic marketing, recording, live-lead access and other communication modes remain disabled unless WESTMERE explicitly enables them for the relevant country and the required consent conditions are satisfied.

Advisors must use accurate product descriptions and approved pricing, disclose their commercial relationship with WESTMERE where required, avoid misleading earnings or product claims, protect customer information, and stop contact when a prospect opts out. Access to customer or lead data can require additional certification and data-access terms.

Advisors are responsible for their own tax registration, invoicing and reporting obligations applicable to their circumstances. Payouts can be held until identity, tax, payout-destination, sanctions, fraud and contract checks are complete. WESTMERE may reverse commissions tied to refunded, fraudulent, disputed or otherwise ineligible transactions.

Product availability and Advisor availability are separate. A WESTMERE product may be purchasable in a country even when the Advisor Network is still on waitlist there. Country-specific schedules, mandatory laws and provider rules override these general terms where applicable.

The parties intend an independent commercial relationship. Nothing in these terms overrides mandatory employment, agency, consumer, tax, sanctions, data-protection or other law that applies in an Advisor's jurisdiction.

WESTMERE may suspend access for misconduct, misleading claims, spam, unauthorized calling, misuse of customer information, fraud, sanctions concerns or repeated policy violations. Earned commissions remain subject to normal settlement, reversal and payout rules.

Version GLOBAL-ADVISOR-2026-10-01 · Effective October 1, 2026.